Each Owner/Guarantor above certifies that the information provided in this credit application is accurate and complete. I/we hereby authorize each of First American Equipment Finance (“FAEF”) and its agents and assigns to obtain business, as well as personal information regarding my/our credit history, via banks, trade references, credit reporting companies and any other extenders of credit, authorizes banks and references to release information to FAEF, and for FAEF to obtain copies of your tax returns and information from the IRS and other taxing authorities for the purpose of reviewing credit worthiness, checking credit references, increasing credit lines on the account (if applicable), taking collection action on the account, and for any other purpose associated with the account as may be required from time to time. I/we by clicking Apply Now below further waive any right or claim that I/we would otherwise have under the Fair Credit Reporting Act in the absence of this continuing consent. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verity, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.